Can You Sue a Rideshare Company After an Accident?

Given the rise in popularity of ridesharing platforms such as Uber and Lyft, more and more people are turning to these platforms for convenient rides. However, as with any form of transportation, accidents can happen. Suppose you’ve been involved in a rideshare accident. In that case, you may be wondering whether you can sue the rideshare company itself or if your claim is limited to the driver’s insurance. Let’s take a closer look at how rideshare accidents are handled legally, what insurance coverage applies, and whether you have a valid case for suing the company.

Rideshare Insurance Can Be Complicated

Rideshare companies like Uber and Lyft do provide insurance coverage for their drivers, but the terms of that coverage can be confusing. Rideshare insurance policies differ based on the driver’s status during the accident. The coverage also varies depending on whether the driver is logged into the App, on the way to pick up a passenger, or carrying a passenger.

Uber and Lyft Insurance Coverage Based on Driver Status

Rideshare companies offer different levels of insurance coverage depending on whether the driver is online, either carrying a passenger or on the way to pick one up. Here’s how it works:

• Logged into the App–When a driver is logged in but not matched with a passenger, they are “on the clock” with minimal coverage. The insurance covers up to $50,000 for bodily injury each person, $25,000 for property damage, and $100,000 for every mishap.
• Picking Up a Passenger–Once a driver accepts a ride and is heading to pick up a passenger, Uber and Lyft provide up to $1 million in coverage for bodily injury, property damage, and liability.
• Carrying a Passenger–While transporting a passenger, Uber and Lyft provide $1 million in liability coverage for bodily injury and property damage, ensuring the company’s insurance covers the ride.

Understanding Liability in a Rideshare Car Accident

Several scenarios must be considered when determining who is liable for a rideshare accident. Liability can depend on factors such as the driver’s actions, third-party involvement, or even the rideshare company’s negligence.

• If the Rideshare Driver Is at Fault–If the rideshare driver is at fault, the victim can file a claim against the driver’s auto insurance. If the driver was working for the company, the rideshare company’s insurance may also apply.
• When Another Driver at Fault–If a third-party driver causes the accident, the company should cover the damages. For example, if another driver runs a red light and crashes into an Uber, the at-fault driver’s insurance should cover it.
• Company’s Potdriver’siability–The rideshare company may be held liable if the driver was negligently hired or didn’t meet the requirements for “ired standards” s. In such cases, the company has a negligent hiring claim against the company.

Uber and Lyft provide liability coverage up to $1 million per accident when the driver is en route to pick up a passenger.

Steps to Take After a Rideshare Accident

If you are involved in a rideshare accident, you must take several essential steps to protect your health and your legal company’s immediate actions.

• Ensure everyone is safe and seek medical attention immediately, even if injuries appear minor.
• Report the accident to the police and get a copy of the police report.
• Gather evidence, such as photos of the scene, the other driver’s details “s, and witness contact information.
• Notify the rideshare company about the accident through the App or their customer service.

Documentation Needed

order to file a claim or lawsuit, you will need to gather supporting documentation, including:

• Medical records and bills.
• Evidence of lost wages if you were unable to work due to injuries.
• Photos of vehicle damage and the accident scene.
• Any communication with insurance companies or the rideshare company

Filing a Claim After a Rideshare Accident

Filing a claim after a rideshare accident can be a complicated pro driver especially when dealing with multiple parties and insurance companies. If your claim involves Uber or Lyft’s insurance, you may need to negotiate with an insurance adjuster to ensure you are fairly compensated.

When to Consider Legal Action

If the insurance payout does not cover your injuries, medical bills, or property damage, or if a just solution cannot be reached with the company, consider filing a lawsuit. A skilled attorney can help you navigate the process and increase your chances of a successful outcome.

Statute of Limitations for Rideshare Accidents

In Oklahoma, the statute of limitations for personal injury claims is typically two years from the date of theLyft’sent. This means that if you intend to file a lawsuit, you must do so within two years. Failing to file within this time frame could result in losing your right to pursue compensation.

In Oklahoma, the statute of limitations for personal injury claims is typically two years from the date of the accident.

Potential Compensation After a Rideshare Accident

If you are successful in filing a claim or lawsuit, you may be entitled to compensation for various types of damages, including:

Economic Damages

• Medical bills (past, current, and future)
• Property damage
• Lost wages due to injury

Non-Economic Damages

• Pain and suffering
• Emotional distress
• Loss of enjoyment of life
• Disfigurement

Factors That Influence Compensation

The amount of compensation you may receive ” depends on the severity of the accident, your injuries, and the amount of evidence you can provide. In severe cases, such “as those involving permanent injuries, compensation can reach millions of dollars.

Frequently Asked Questions (FAQs)

What should I do immediately after a rideshare accident?

Ensure safety and seek medical attention. Report the accident to the police, gather evidence, and notify the rideshare company about the incident.

How do I determine if Uber or Lyft insurance applies?

The driver’s status during the accident (offline, online, en route, or carrying a passenger) determines the insurance coverage. Review the circumstances to understand which phase of coverage applies.

What damages can I claim after a rideshare accident?

Victims can claim medical expenses, lost wages, and pain and suffering. The severity of the injuries will determine the potential compensation.

How long do I have to file a driver’s license?

In Oklahoma, you typically have two years from the date of the accident to file a personal injury claim. Failing to file within this period can result in losing your right to seek compensation.

Conclusion

Being involved in a rideshare accident can be a stressful and confusing experience. Understanding the insurance coverage, knowing who is liable, and taking the proper steps in an accident can help the driver in the aftermath more effectively.

If you have been injured in a rideshare accident, don’t face the challenges alone. Graves McLain Injury Lawyers is here to help you fight for the compensation you deserve. Contact us today for a free consultation, and let us guide you through every step of the process. With our experience and dedication, we’ll work hard to ensure you get the justice you deserve.