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Life Insurance Claim Denials

Life Insurance Claim Denials

Life insurance is an insurance that pays out a sum of money either on the death of the insured or after a set period of time. When you chose to take out a life insurance policy, you pay into it with the expectation that it will be dispersed properly.

Some of the nation’s largest life insurance companies are known to withhold benefits from a large number of beneficiaries.

There are multiple life insurance policies available to choose from depending on what best suits you and your family. Some of the most common policies include:

  • Term Life – this policy provides coverage for a pre-defined time period – usually 10 to 30 years – it is a more affordable form of coverage but it does not offer a cash value.
  • Whole Life– this is the most common form of permanent insurance policies. This policy provides cash benefits to beneficiaries upon death, and the coverage comes with a guaranteed cash value to the policyholder.
  • Universal Life– this plan is more flexible than whole life and provides a savings cash value account earning a rate of interest. The policyholder can adjust the amount of their death benefit as well as their premium payments as needed.
  • Return of Premium– (ROP) this form of life insurance does not have a cash-value feature, but it can return an equal amount to the premiums paid during the coverage approaching the end of the premium period.

If you’ve experienced the loss of a loved one, it is important you get the life insurance benefits you deserve. The benefits you will receive take care of your family, your children, your loved ones, and many times are essential for your own well-being, comfort, and support.

If you or a loved one have been denied a life insurance contract, Graves McLain at 918-359-6600, to represent you in your time of need. We’ll speak with you for free and help represent you and your family. Our goal is to secure you the benefits you paid into. Graves McLain is experienced in handling life insurance denial claims and will make sure you are covered.

Graves McLain, Serious Lawyers For Serious Injuries.

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